A local credit card company's work force continues to shrink, and officials at the company blame new federal banking regulations. Last week, credit card issuer Premier Bankcard downsized about 25 positions as part of a departmental realignment of its staff, said Miles Beacom, president and chief executive. About 50 employees statewide were offered different positions within the company in areas ...

Consumer borrowing fell again in July as households cut back on their credit-card use for a 23rd consecutive month, adding more drag on an economy struggling to mount a sustained rebound.

401(k)s are as different from IRAs as debit cards are from credit cards. Debit cards, in case you didn't know, offer almost none of the protections that ...

New York-based American Express, the biggest credit-card issuer by purchases, doubled the size of its offering to $2 billion. Issuance is soaring with ...

Consumer borrowing fell again in July as households cut back on their credit card use for a 23rd consecutive month, adding more drag on an economy struggling to mount a sustained rebound.   Borrowing dropped at an annual rate of $3.6 billion in July, the Federal Reserve reported Wednesday. That marked the 17th drop in credit in the past 18 months.

Americans did boost borrowing for auto loans in July but this gain was offset by further reductions in the category that includes credit cards. ...

Pitching prepaid cards also gives issuers a chance to build connections with young people, poor people and other “unbanked” or “underbanked” people, ...

Americans now owe more in student loan debt than they do for all credit card debt, according to a recent report published by the financial aid information ...

Company officials blame financial regulation changes that went into effect earlier this year, making it more difficult to issue credit cards. ...

But if the parents say no, or if they have poor credit, students are turning to slightly older friends to co-sign for them. It's a high-stakes -- albeit ...

How do you improve your credit score if you have poor credit and new accounts? I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit ...

There is also a decisive advantage of this method of refinancingcredit cards, loans. In fact, one might ask why we must pass through the hassle of refinancing mortgage debt instead of paying with credit card payments. ...

When applying for credit cards, what is the right number of credit cards for repairing a credit rating? We discuss the number that could solve this issue.

These include being late with payments on credit cards, or loans, defaulting with your mortgage payments etc. If you're one of them individuals then not all is lost because there are a number of firms offering loan products tailored ...

If you have bad credit or poor credit, getting the card that you need is a bit harder, but it is not impossible. Many card issuers work only with those who have had a few derogatory credit problems in the past. Be prepared beforehand to ...